Making taxes less stressful

Track your income.
Know your number.
Simple print out.

1099 workers, freelancers, and consultants finally have a tool built for how they actually earn.

Whether you need to stay on top of quarterly taxes or manage your entire household finances — Floater Finance has you covered.

Start free trial → See pricing
14-day free trial · No credit card · No bank connection required
Floater Finance is a web app — no download required. Works on any phone, tablet, or computer.
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Floater
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SE Tax Estimate — 2026
$556
Updated as you log income
Q3 · $139 · due Sep 15
Income YTD
W-2 income$14,724
1099 / freelance$5,577
Business expenses−$1,570
Net SE income$3,933
Deduction you may be missing
Home office may qualify for up to $1,500. Discuss with your preparer.
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More
01
The number is always visible
Your SE tax estimate sits at the top of every session. Not buried in a tab. Always current. Always accurate.
02
It updates the moment you log
Add income — the estimate updates. Add a business expense — it drops. Log a mileage trip — the deduction appears. No math. Ever.
03
Deductions you may be missing
The app surfaces what people in your situation commonly deduct. Always consultative. Your preparer confirms.
04
One tap. Your preparer has everything.
Schedule C by income source. Mileage log. Business expenses by category. No more weekend of digging through receipts.
The core promise

Three things. Done right.

01 / TRACK
Track your income
Log every client payment, every 1099, every W-2. W-2 and 1099 income tracked separately. See what each source earned by month, by year, by client.
02 / KNOW
Know your number
Your SE tax estimate and quarterly payment update in real time — every time you log something. All year. All 50 states. No math required.
03 / PRINT
Simple print out
One tap exports everything your tax preparer needs. Schedule C by income source. Mileage log. Business expenses. Walk in prepared — not apologetic.
What's included

Everything your preparer wishes you had been tracking.

01 / TAX
Live tax worksheet
SE tax, quarterly estimates, and total liability update every time you log. Not once in April — all year, all 50 states.
02 / INCOME
Income by source
W-2 and 1099 tracked separately. See what each client paid you and what your net looks like after expenses.
03 / MILEAGE
Mileage tracker
Log each trip against the client it served. Deduction calculated at the current IRS rate the moment you save it.
04 / DEDUCTIONS
Deduction recommendations
Surfaces deductions you may be missing based on your income type. Always consultative — your preparer confirms.
05 / EXPORT
Tax preparer package
Schedule C by income source, mileage log, and full tax picture. One tap. No more digging through emails.
06 / QUARTERLY
Quarterly payment guide
All four deadlines tracked. Notifications 30 and 7 days out — with step-by-step IRS payment instructions.
07 / PRIVACY
Manual entry — no bank connection
Log income and expenses manually or paste your bank statement directly. No bank login. No credentials stored. Ever. You control what goes in — which means you understand exactly where your money goes.
Who this is for

If the IRS calls you self-employed — this was built for you.

Independent consultants
Multiple clients, project-based income, business expenses mixed with personal. You know you have a tax problem. Floater shows you exactly how big it is.
Freelancers
Designers, writers, developers, photographers — variable income and a February tax bill that never matches what you expected.
W-2 + side hustle
Your employer withholds for your salary. Nobody withholds for your freelance income. Floater shows the real combined picture.
Contractors and tradespeople
Job-to-job income, real vehicle expenses, real tools. Every deduction tracked and organized before your preparer asks for it.
Commission sales
Real estate, insurance, mortgage — income that swings with the market. Floater keeps your estimate current through every swing.
1099 households
Two earners. Two income types. One combined tax picture. The household view no other app provides.
"
A tax preparer handed his wife a paper worksheet to track the year. No app understood how that household earned. So we built one.
— The origin of Floater Finance, 2026

Stop guessing.
Start knowing.

14 days free. No credit card. No bank connection. Your tax number — updated every time you get paid.

Start free trial →See pricing
Making taxes less stressful · Process with Purpose LLC