Pricing

Simple pricing.
No surprises.

Start with what you need. Expand when you're ready.
14-day free trial on all plans — no credit card required.

Floater Lite
For freelancers, contractors, and 1099 workers who need tax clarity all year long.
$45
per year
or $5 / month
14-day free trial  ·  No credit card
  • Live SE tax calculation — all year
  • Income tracking — W-2 and 1099
  • Quarterly payment guide
  • Mileage tracker — IRS rate auto-applied
  • Deduction recommendations
  • Tax preparer export — Schedule C
  • Quick View for household partner
  • Document repository
Start free trial →
14 days free · No credit card
Feature comparison
Feature Floater Lite
$45/yr
Floater Complete
$85/yr
TAX CORE
Live SE tax calculation — all year, all 50 states
Income tracking — W-2 and 1099 separated by source
Quarterly payment guide — deadlines, amounts, how to pay
Tax preparer export — Schedule C + full package
Auto-calculated marginal rate and effective rate
Business expense deductions by category
QBI deduction (20%), half-SE deduction, standard deduction
Additional Medicare Tax (0.9% above threshold)
MILEAGE
Mileage tracker — IRS rate, logged per client/source
Mid-year IRS rate change handled automatically
Mileage deduction feeds directly into tax estimate
DEDUCTIONS
Deduction recommendations — consultative, not definitive
Deduction hint card on home screen
Quarterly deduction checklist before each deadline
HOUSEHOLD
Quick View — read-only dashboard for your partner
Secondary household member access (limited write)
Document repository — store W-2s, 1099s, receipts
Household/Business view switcher
BUDGET & PLANNING
Budget tracking — household and business views
Debt planner — snowball or avalanche, debt-free date
Bill calendar — color-coded, upcoming and overdue
Paycheck planner — assign income to bills as it arrives
Full transaction history
Smart import — paste bank statement, auto-categorized
Priority support
Questions

Common questions

Do I need a credit card to start the trial?
No. The 14-day free trial starts the moment you sign up — no card required. You'll only be asked for payment information when your trial ends and you choose to subscribe.
What happens when my trial ends?
Your data is never deleted. When your trial ends the app goes into read-only mode — you can view everything you've logged but can't add or export until you subscribe.
Which plan is right for me?
If you primarily need to track your 1099 income and know your quarterly tax estimate — Floater Lite is built for you. If you also want to manage your household budget, debt payoff, and bills — Floater Complete covers everything. The trial gives you full access to both so you can decide.
Is this tax advice?
No. Floater Finance provides tax estimates for informational purposes only. We are not a licensed tax advisor, CPA, or enrolled agent. All calculations are estimates based on publicly available IRS data. Consult your tax preparer before making financial decisions.
Do you connect to my bank?
No bank connection is required on either plan. You can import transactions by pasting your bank statement in Floater Complete, but no bank credentials are ever required or stored.
Can I cancel anytime?
Yes. Both plans are annual subscriptions you can cancel before renewal. Your data stays accessible through the end of your paid period.
Stop guessing what you owe.

14 days free. No credit card. No bank connection. Just a clearer tax picture starting today.

Start your free trial →
Making taxes less stressful · Process with Purpose LLC